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Indian Banking Sector - NPA Mess & The Way Out 2

Indian Banking Sector - NPA Mess & The Way Out

The Gross NPA of Indian Banking sector has increased from ~2.5 lac cr in FY14 to over 10 lac cr. This has lead to aggressive provisioning by banks.

Understanding The Indian Banking Sector - Part Two : How The Bank Makes Money

Banks offer different value propositions to different customer segments. To retail customers, banks offer Home loans, Education loans, Auto loans, and Personal loans. And for Corporate customers in different industries have different loan requirements.