https://www.alphainvesco.com/blog/wp-content/uploads/2018/12/Sweden-Banking-Crisis.png 613 1080 Keval Shah https://www.alphainvesco.com/blog/wp-content/uploads/2018/11/logo-2.png Keval Shah2018-12-12 19:04:282018-12-13 17:31:36Can Indian Banking Sector Rebound Like The Swedish of 1990's
In the mid-1980s, Sweden’s financial system underwent major deregulation, which made Sweden financially integrated with world financial markets. This deregulation was the main impulse behind a strong boom-bust cycle for Sweden.
https://www.alphainvesco.com/blog/wp-content/uploads/2018/11/image.png 400 697 Keval Shah https://www.alphainvesco.com/blog/wp-content/uploads/2018/11/logo-2.png Keval Shah2018-11-28 21:00:222018-11-29 12:17:58Indian Banking Sector - Some Uncommon Numbers & Ratios
This blog is in continuation to our blog series on Banking sector, where we have tried to explain the Banking sector as whole from scratch (explaining the terms and jargons) and have deep dived into how Indian Banking sector has evolved over decades. In the current blog we focus on the ‘not-so-trivial’ data points of banks, which are commonly not looked at, but are worth looking at!
https://www.alphainvesco.com/blog/wp-content/uploads/2018/09/rajan-1.jpg 440 660 Keval Shah https://www.alphainvesco.com/blog/wp-content/uploads/2018/11/logo-2.png Keval Shah2018-09-11 18:57:442018-11-23 15:41:54Highlights From Raghuram Rajan's Letter To Parliamentary Committee
There is just no reason for media to sensationalize the letter. Mr. Rajan has put the hard facts out there & helps us to understand the extent of rot in the PSU banking system.
https://www.alphainvesco.com/blog/wp-content/uploads/2018/09/Indian-Banking-Sector-NPA-Mess-The-Way-Out-2.jpg 350 669 Keval Shah https://www.alphainvesco.com/blog/wp-content/uploads/2018/11/logo-2.png Keval Shah2018-09-07 15:54:082018-11-23 15:42:40Indian Banking Sector - NPA Mess & The Way Out
The Gross NPA of Indian Banking sector has increased from ~2.5 lac cr in FY14 to over 10 lac cr. This has lead to aggressive provisioning by banks.
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Top 5 PSU banks account for ~60-65% of total PSU bank advances, and top 5 private banks account for ~80% of the total private bank advances. This makes them fairly representative of their respective segment for our analysis.
https://www.alphainvesco.com/blog/wp-content/uploads/2018/08/Understandign-Banking-Sector-Part-2.jpg 168 300 Shuchi Nahar https://www.alphainvesco.com/blog/wp-content/uploads/2018/11/logo-2.png Shuchi Nahar2018-08-06 23:16:392018-11-23 15:44:55Understanding The Indian Banking Sector - Part Two : How The Bank Makes Money
Banks offer different value propositions to different customer segments. To retail customers, banks offer Home loans, Education loans, Auto loans, and Personal loans. And for Corporate customers in different industries have different loan requirements.
https://www.alphainvesco.com/blog/wp-content/uploads/2018/08/Understandign-Banking-Sector-Part-1.jpg 486 741 Shuchi Nahar https://www.alphainvesco.com/blog/wp-content/uploads/2018/11/logo-2.png Shuchi Nahar2018-08-05 16:13:432018-11-23 15:45:11Understanding The Indian Banking Sector - Part One : Basic Terminologies
Indian banking sector, dodged the global financial meltdown in 2008. But they promptly embarked on a frenzy of lending to big companies, sowing the seeds of a home-made crisis.