Indian Banking Sector Consolidation

Indian Banking Sector – Consolidation Continues

Indian Banking Sector has been through volatile period over last…
Sweden Banking Crisis

Can Indian Banking Sector Rebound Like The Swedish of 1990's

In the mid-1980s, Sweden’s financial system underwent major deregulation, which made Sweden financially integrated with world financial markets. This deregulation was the main impulse behind a strong boom-bust cycle for Sweden.
Indian Banks

Indian Banking Sector - Some Uncommon Numbers & Ratios

This blog is in continuation to our blog series on Banking sector, where we have tried to explain the Banking sector as whole from scratch (explaining the terms and jargons) and have deep dived into how Indian Banking sector has evolved over decades. In the current blog we focus on the ‘not-so-trivial’ data points of banks, which are commonly not looked at, but are worth looking at!

Highlights From Raghuram Rajan's Letter To Parliamentary Committee

There is just no reason for media to sensationalize the letter. Mr. Rajan has put the hard facts out there & helps us to understand the extent of rot in the PSU banking system.
Indian Banking Sector - NPA Mess & The Way Out 2

Indian Banking Sector - NPA Mess & The Way Out

The Gross NPA of Indian Banking sector has increased from ~2.5 lac cr in FY14 to over 10 lac cr. This has lead to aggressive provisioning by banks.
Indian Banking Sector - Current Landscape, Some Facts and Figures

Indian Banking Sector – Current Landscape, Some Facts & Figures

Top 5 PSU banks account for ~60-65% of total PSU bank advances, and top 5 private banks account for ~80% of the total private bank advances. This makes them fairly representative of their respective segment for our analysis.

Understanding The Indian Banking Sector - Part Two : How The Bank Makes Money

Banks offer different value propositions to different customer segments. To retail customers, banks offer Home loans, Education loans, Auto loans, and Personal loans. And for Corporate customers in different industries have different loan requirements.

Understanding The Indian Banking Sector - Part One : Basic Terminologies

Indian banking sector,  dodged the global financial meltdown in 2008. But they promptly embarked on a frenzy of lending to big companies, sowing the seeds of a home-made crisis.